Nashville AFLAC Insurance
Rich benefits are offered for individuals and groups including Cancer, Long Term Care, Disability (including Pregnancy), Dental, Health Care Policies. The insurance plans are employee-funded.
Montgomery & Associates Insurance Agency represents AFLAC of Middle Tennessee. Ask about our agent locator service.
Call AFLAC today to find out more about AFLAC insurance policies in Tennessee. AFLAC may be reached at 615-829-8457
AFLAC Agents Tennessee
At AFLAC, our insurance policies pay cash benefits directly to the insured, unless he or she chooses otherwise, to help with deductibles, out-of-pocket expenses and loss of earning power.
Looking for a Nashville AFLAC Agent? We can help.
In 1958 we introduced one of the world's first cancer expense insurance policies. Today we have expanded our insurance coverage to include Accident/Disability, Cancer, Short-Term Disability, Hospital Intensive Care, Hospital Confinement Indemnity, Long-Term Care (LTC), Specified Health Event, Life, Vision, and Dental policies.
Please note that benefits are determined by your state and the plan level selected. We write policies in Tennessee and other states. Have a question? Just ask.
All the following plans are available through payroll deduction.
- Specified Health Even
- Base Accident (without disability) and
These are some of the policies available on an individual basis outside the workplace. Please contact an AFLAC agent for more details on availability.
Our Accident policy is designed to help cover the expenses associated with an accidental injury. It pays you directly, unless you assign the benefits, regardless of any other insurance you may have. Benefits are determined by state, but may include:
- Accident Hospital Confinement
- Accidental-Death and -Dismemberment
- Many others
When a covered individual is diagnosed with cancer, this policy provides benefits for hospital confinement, radiation and chemotherapy, and surgery, among others. In addition, AFLAC will pay a First-Occurrence Benefit when a covered individual is first diagnosed as having cancer. Benefits are determined by state, but may include:
- Hospital Confinement
- Radiation and Chemotherapy
- National Cancer Institute (NCI) Evaluation/Consultation
- Many others
Specified Health Event
This policy pays a benefit when a covered individual is first diagnosed as having a covered life-threatening health event. Coverage includes benefits for hospital confinement, continuing care, and continuation of coverage. The following life-threatening events are covered:
Health Events Covered by Insurance
- Heart attack and coronary artery bypass surgery
- Major human organ transplant
- Many others
Dental Insurance Benefits
Our Dental policy provides basic, preventive, and major dental benefits to covered individuals. Eligible treatments are listed in the policy by American Dental Association (ADA) code. The Dental Wellness Benefit is payable once per visit, regardless of the number of treatments received. For benefits to be payable, 150 days or more must separate dental wellness visits. This benefit is payable twice per policy year, per covered person. A dentist or dental hygienist must perform the treatment. There is no waiting period for this benefit.
Insurance Plan Highlights
- Freedom of choice Choose any dentist.)
- Personal ownership
- Benefits paid regardless of any other insurance
- No deductible
- No pre-certification
- Easy to understand
- Hospital Intensive Care (A-1820C-TN)
This policy pays a benefit if you or any covered individual is confined to a hospital intensive care unit, regardless of any other insurance you may have. Benefits are determined by state, but may include:
- Daily Hospital Intensive Care Unit
- Daily Sub-acute Intensive Care Unit
- Human Organ Transplant
- Long-Term Care (A-27000-TN)
Our Long-Term Care policy provides the assistance you need if you have a chronic condition leaving you unable to care for yourself for an extended period of time. Benefits are determined by state, but may include:
- Nursing Home Confinement
- Assisted-Living Facility Confinement
- Home Health Care
- Many others
AFLAC offers term life insurance, whole life insurance, and a combination of both to provide the level of coverage you need. You can apply for up to $100,000 ($50,000 for applicants over age 50) total coverage with AFLAC. In addition, the health questions on your application for coverage do not require a medical exam or blood test. Your premiums will be automatically deducted from your paycheck. Coverage automatically includes a Waiver of Premium Benefit in case of total disability and an Accelerated Death Benefit.
Our Personal Short-Term Disability insurance may help provide you with a source of income if you become disabled due to a sickness or off-the-job injury. It provides monthly benefits for periods of three months, six months, 12 months or 24 months. When you own AFLAC's Personal Short-Term Disability insurance, your policy stays with you regardless of job change. To lea more about coverage in your state, please ask about it at work.
AFLAC has been recognized for their D&I programs including workplace diversity training, inclusive hiring practices, and efforts toward building inclusive cultures.